I hadn't seen this article before & I thought others might be interested. It is from the Frisco Employee's Magazine Nov 1911.

Tom

Hi Tom, thanks for showing this, I always wondered if any railroaders ever had to use the insurance! Ted.

Hi Ted

I guess I skim over stuff too fast, until I found that ad I never knew companies offered insurance like that.

Tom

Hey Tom, It occurred to me that probably the only time a RR employee would ever have to cash in on South Bend's Studebaker insurance would be if he owned an 18S 323 or 329, and it was phased out because of it being an 18S watch.I don't think any other American watch company ever offered any thing like this insurance.Thanks again, Ted